Car Loan Rates - VAC

Our credit policy

You want to secure a loan that works for your budget. Here at VAC we work with Canada’s largest lenders to help you find the best interest rates and terms for your auto loan.

Interest rates and loan terms

What are my interest rate options?

We work to secure auto loan rates from Canada’s largest lenders. Your interest rate is critical for determining the total cost of your auto financing. Car loan interest rates in Canada are based on your bank and other factors like loan amount, your credit score, and your current budget. We help you find a low or average interest rates available for your auto loan.

How long will my loan term be?

Our goal is to find the right car and the right loan for you. Because we have relationships with so many different lenders, we can help you find the right term length for your budget. The longer the loan is, often the lower the monthly payments will be, but the more expensive the loan will be overall. Most of the loans we secure for our clients are between 36 and 72 months.

Benefits of getting an auto loan with VAC

For many people getting a reasonable auto loan is the best way for them to get a new car. However, the benefits of getting the right loan go beyond just being able to drive a nice vehicle.
When you work with VAC, there are never any hidden costs or fees! We lay out all the terms and conditions so that you know exactly what details of the loan are before you sign anything.
Let’s figure out how much you can afford
Before you start shopping, let’s figure out how much you can afford. Move the sliders to see how the loan duration and the total loan amount affect your monthly payments.
Loan Amount
$ 33,000
Loan Duration
Bi-Weekly Payment
$ 206
Monthly Payment
$ 413
Weekly Payment
$ 103